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Affordable Care Act
The Affordable Care Act was signed into law in 2010, with the goal of expanding access to affordable health coverage to families and small businesses.

Several very important pieces of Health Care Reform go into effect on Jan. 1, 2014, including the federal mandate to acquire health insurance, and the availability of healthcare coverage for individuals and dependents through the Health Insurance Marketplace.

The federal mandate requires individuals to obtain health coverage for themselves and their dependent children, or pay a penalty on their income taxes. There are a number of ways an individual can satisfy this mandate, including being covered by an employer-sponsored health plan, or purchasing coverage through the Marketplace.

What is the Health Insurance Marketplace?
The Health Insurance Marketplace is designed to help individuals find health insurance that meets their needs and fits their budget. It is operated by the State and/or Federal government. The Marketplace offers "one-stop shopping" to find and compare private health insurance options.

Individuals may be eligible for financial assistance. Open enrollment in the Marketplace began in every state on Oct. 1, 2013.

How can I get more information regarding the Marketplace?
Minnesota's Marketplace - MNSure - has representatives available to provide information and answer questions regarding the Affordable Care Act.

Visit or call 1-855-366-7873 for more information.

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